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The Wood Agency Life

Sales Representative

Licensed Sales Agent — Multiple Carriers, No Quotas

Remote — United States Contract (1099) Posted Sep 28, 2026

Hiring across 4 markets in 4 states

Bloomsburg, PA · Manti, UT · Michigan City, IN · Norway, ME

This role is remote — the markets are where we are actively recruiting.

Pay
Commission-only, 1099 independent contractor — no base salary, no hourly wage
License
Not required to apply — you will need a state license before your first sale
Where
Remote anywhere in the US · actively recruiting in 4 markets across 4 states
Applying takes
About two minutes — name, email, phone, whether you hold a license, optional résumé
Who reads it
A person at The Wood Agency Life, not an automated screen
Start my application

Licensed life insurance agents looking for broader carrier access and no production minimums — The Wood Agency is hiring remote sales representatives to help families across all 50 states review coverage options and apply. The role is 100% remote and built for agents who want to run their own book without being pushed to a quota.

What you'll do

  • Reach out to individuals who have already asked for life insurance information and schedule remote appointments
  • Ask enough questions to understand each client's situation before presenting anything
  • Compare options across The Wood Agency's 43 contracted carriers and explain the differences in plain terms
  • Complete applications with clients using carrier e-apps and quoting platforms during or after the appointment
  • Track each pending case through underwriting and keep clients updated until the policy is issued
  • Log calls, notes, and next steps in the CRM as they happen — not at the end of the day
  • Stay current on product and carrier changes through training available to the team on an ongoing basis
  • Work within your state's insurance regulations, individual carrier rules, and The Wood Agency's compliance standards

Qualifications

  • Legally authorized to work in the United States
  • Active life insurance license in your state of residence — required before any client contact
  • Comfortable running full appointments by phone and video, not just warm-up calls
  • Able to navigate carrier e-apps or pick up new quoting platforms without hand-holding
  • Disciplined about following pending cases through to issue rather than moving on after the application
  • Can explain how two similar policies differ without losing a client in the details
  • Reliable computer, headset, phone, and stable internet connection
  • Works well without a manager checking in daily — this team of 13 agents runs independently
  • Comfortable with commission-based income where monthly results vary with your own activity

What we provide

  • Contracts across 43 carriers — final expense, term, whole life, IUL, and annuities — as an independent agency, not a captive shop
  • An exclusive lead system is available to agents; leads are not assigned or guaranteed
  • Weekly team calls, scripts, call reviews, and ride-alongs are available to agents who want them
  • 1:1 mentor access for agents working through cases or carrier questions

Compensation

This is a 1099 independent contractor role with The Wood Agency. Compensation is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Licensed agents who want to sell across a broad carrier portfolio without production minimums are encouraged to apply.

Questions people ask about this role

Is this a salaried job?

No. The Wood Agency Life contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.

Do I need a life insurance license to apply?

No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and The Wood Agency Life walks new agents through getting one during onboarding.

Is the role really remote?

Yes. Sales Representative at The Wood Agency Life is 100% remote within the United States. The agency is actively recruiting in 4 markets across 4 states, but you can work from anywhere in the US.

What does The Wood Agency Life provide?

Weekly team call; Scripts + call reviews; Ride-alongs; 1:1 mentor.

What happens after I apply?

You get an automatic confirmation right away. A person at The Wood Agency Life reads every application and reaches out directly to set up a first conversation — there is no automated screening.

How long does the application take?

About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.

Apply directly to The Wood Agency Life

Interested in this role?

Send your information to the hiring team. This opening is accepting applications through October 19, 2026.

Do you currently hold a life insurance license?

PDF, DOC, or DOCX · max 4 MB. You can apply without a resume.

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