Work-From-Home Sales Advisor — Licensed Agents Welcome

The Wood Agency serves clients across West Virginia and beyond, including Spencer, WV and rural communities where families need life insurance options tailored to their situation. This is a 100% remote, work-from-home position — you'll sell life insurance to warm leads on commission as a 1099 independent contractor, with access to 43 carriers and direct mentorship from licensed producers who've built the same way.

What you'll actually do

• Sell life insurance to people who have already asked to be contacted, remotely, compensated by commission on a 1099 independent-contractor basis.
• Work warm leads — people who submitted interest online — scheduling calls and video appointments around your own calendar.
• Ask enough questions to understand a client's full picture before presenting anything, then walk through the options that genuinely fit their situation.
• Run quotes across multiple carriers inside their own portals and e-app platforms, then complete applications with clients on the same call.
• Log every conversation and appointment in the CRM as it happens — not caught up at week's end.
• Stay with a pending case through to policy issue, keep the client informed while underwriting is in progress, and follow it until it lands.
• Keep current on carrier guidelines, product changes, and state compliance standards as an ongoing part of the work, not a one-time onboarding box.
• Weekly team calls, call reviews, ride-alongs, and 1:1 mentorship are available when they're useful to you — not a managed calendar you report to.

Who this is a fit for

• Legally authorized to work in the United States
• You hold an active life insurance license in at least one state and have used it.
• You're comfortable inside carrier quoting portals and e-apps without needing a walkthrough each time.
• Follow-ups don't fall through because no one reminded you — you run your own pipeline.
• You can explain a policy in plain language to someone who has never bought one, and you know why that matters.
• You've hit the limits of a captive shelf and want real options for clients whose situations don't fit one carrier's guidelines.
• You hold yourself accountable on slow weeks and don't need daily check-ins to stay in motion.
• Fully remote, self-directed work fits how you already operate — this formalizes it with people who built the same way.

What we provide

• Access to 43 carriers across term, whole life, final expense, mortgage protection, IULs, and annuities — licensed in all 50 states.
• Warm leads: people who asked to be contacted, available to work remotely without cold calling.
• Scripts, call reviews, ride-alongs, and 1:1 mentorship — available to you, not assigned to you.
• You work directly with Ben and Andrea, not through layers of management — thirteen agents on the team, five years in.

The honest part

This is commission-based 1099 work — no base salary and no guaranteed income. Your production drives your results, and some stretches will be slower than others. If you need a firm floor under your income right now, this isn't the right timing and it's worth saying so plainly. If you're a licensed producer who's run your own schedule before, wants a wider product shelf, and is looking for an agency that stays with clients through the claim — not just through the sale — apply and The Wood Agency will walk you through exactly how it works.