Licensed P&C Agent — Crossing Over to Life Insurance, Remote 1099

Serving Middletown, NJ and the surrounding area, The Wood Agency is hiring licensed P&C agents ready to explore life insurance sales. This is a 100% remote, work-from-home position — you'll serve clients across New Jersey and beyond from wherever you work best. If you're a P&C agent curious about how the life side actually works — the products, the comp structure, the real day-to-day — this role shows you a different way.

What you'll actually do

• Contact prospective clients and schedule coverage conversations around their schedule
• Learn what each client actually needs before presenting any product
• Explain term, whole life, final expense, and IUL options across a 43-carrier portfolio
• Help clients complete applications and follow each case through underwriting
• Stay with clients through the full policy life, including benefit claims
• Join weekly team calls and 1:1 call reviews to keep your approach sharp

Who this is a fit for

• Licensed P&C agents ready to add life products or transition fully
• Agents frustrated by a narrow carrier shelf or a single company's product line
• People who already work independently and understand commission requires real discipline
• Agents who want to serve clients more completely — not just renew policies each year
• Anyone who resists micromanagement but holds themselves accountable without it

What we provide

• Contracting access across 43 life and annuity carriers
• Direct 1:1 mentorship with Ben and Andrea — actual access, not a downline structure
• Scripts, ride-alongs, and weekly calls with a 13-agent national team
• A fully remote model that has run across all 50 states for four years

The honest part

This is 1099 commission-only work — no base pay, no salary. If you've built something real on the P&C side and want to know whether life is a genuine fit, reach out. We'll walk through exactly how the comp works, and if it's not right for your situation, we'll tell you plainly.

Ready to explore? Apply now or message us with your questions. The Wood Agency welcomes P&C agents from Middletown, NJ and across the country.