At-Home Sales Advisor — Licensed Agents

In Woodcliff Lake, NJ, The Wood Agency is hiring for remote final expense life insurance sales. Use your existing license to guide coverage conversations and manage your cases through the carrier decision.

What you'll do

• Sell life insurance remotely as a commission-based 1099 independent contractor.
• Help clients consider coverage for funeral costs and other expenses left to their families.
• Initiate contact with prospective clients and arrange phone or video conversations.
• Listen to each household before discussing coverage, costs, and policy limitations.
• Check product eligibility and carrier requirements before recommending coverage.
• Review application details for accuracy and resolve outstanding carrier requests.
• Help clients complete accurate applications and follow their cases through underwriting.

Qualifications

• An active life insurance license and readiness to meet applicable state and carrier requirements.
• Experience explaining coverage limits, exclusions, and the application process accurately.
• Hold the required state life insurance license before selling coverage.
• Communicate clearly by phone and video, including when a client decides against buying.
• Organize appointments, client notes, and outstanding follow-up without constant supervision.
• Understand that sales activity and completed applications do not promise a particular income.

What we provide

• A remote life insurance sales opportunity with The Wood Agency.
• Discuss lead sourcing, tools, training, and any costs with the agency before accepting.

Compensation

This is 1099 independent contractor work with commission-based pay. No salary or hourly pay is provided. Earnings depend on individual production. Compensation comes from your own insurance sales to clients, never from recruiting. Ask The Wood Agency about the commission schedule, chargebacks, expenses, and contracting terms before deciding. If this structure fits your plans, apply to discuss the role.