The Stratton Life Group
Final Expense Insurance Sales Agent
Final Expense Life Insurance Agent — Remote (Career-Changers Welcome)
Hiring across 25 markets in 14 states
Ashland, OR · Beaufort, SC · Burns, OR · Cut Bank, MT · Drummond, MT · East Granby, CT · Everett, WA · Harlem, MT · Hartwell, GA · Judith Gap, MT · Lihue, HI · Muncie, IN · Okeechobee, FL · Opelika, AL · Pahoa, HI · Pewaukee, WI · Princeton, IL · Red Lodge, MT · Salem, OR · Shinnston, WV · Sunnyside, WA · Thompson Falls, MT · Troy, MT · Wahiawa, HI · Yoder, WY
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 25 markets across 14 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at The Stratton Life Group, not an automated screen
This is for the career-changer who wants work that actually means something. The Stratton Life Group runs 100% remote — 1099, commission-based — helping older adults secure final expense coverage before a crisis forces their family's hand.
What you'll actually do
- Follow up with people who've already raised their hand asking about final expense coverage
- Schedule and hold phone or video calls — no office, no commute, your home setup works
- Take time to understand each person's health situation and what they can realistically afford
- Walk through options from multiple carriers and help them choose what fits, not what's easiest to sell
- Submit the application together and stay with the case through the underwriting process
Who this is a fit for
- Former teachers, healthcare workers, or retail veterans — anyone used to reading a room and adjusting on the fly
- Someone who doesn't hold a life insurance license yet but is serious about obtaining one before selling
- Self-starters who can build and stick to their own daily structure without someone checking in hourly
- People who follow up because they care, not because a manager told them to
- Comfortable on a call — not scripted, but prepared and genuinely curious about the person on the other end
What we provide
- A 1:1 mentor available as you get licensed and start your first cases
- Scripts and call reviews you can tap into while you're still finding your footing
- Direct appointments with A+-rated carriers — no captive arrangement, no non-compete holding you back
- Underwriting advocacy if a case hits a snag during review
- No production quota — The Stratton Life Group doesn't measure your worth by last month's numbers
The honest part
Your pay is commission-based 1099 — there's no salary cushioning a slow stretch, and the first few months take real patience. If you're mid-career-change and still need a steady paycheck while finding your rhythm, this deserves an honest look before you leap. If you're ready to get licensed and do the work, reach out to The Stratton Life Group and let's have a straight conversation about whether this is the right move for you.
Questions people ask about this role
Is this a salaried job?
No. The Stratton Life Group contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and The Stratton Life Group walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Final Expense Insurance Sales Agent at The Stratton Life Group is 100% remote within the United States. The agency is actively recruiting in 25 markets across 14 states, but you can work from anywhere in the US.
What does The Stratton Life Group provide?
Direct carrier appointments; Set your own schedule; Case design help; No non-compete; New business follow-up support.
What happens after I apply?
You get an automatic confirmation right away. A person at The Stratton Life Group reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to The Stratton Life Group
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 22, 2026.