The Lyons Agency
Life Insurance Sales Agent
Turn What You Know About Money Into a Career — Remote Life Insurance Agent (IBC & Debt-Free Life, 1099)
Hiring across 10 markets in 10 states
Bath, NH · Bay City, MI · Desert Hot Springs, CA · Elkton, MD · Farmington, UT · Harpswell, ME · Livingston, LA · Odessa, TX · Searcy, AR · West Greenwich, RI
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 10 markets across 10 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at The Lyons Agency, not an automated screen
You've questioned the standard money playbook. So have your future clients. The Lyons Agency is hiring a 100% remote, commission-based 1099 life insurance agent to help families explore whole life, IBC, and debt-free life strategies.
What you'll actually do
- Contact prospective clients and schedule conversations about their financial protection needs
- Learn each client's situation and goals before walking them through whole life, IBC, or debt-free life options
- Explain how these strategies work in plain language — no jargon, just clarity
- Help clients complete applications and follow each case through underwriting
- Use available CRM tools and case design support to manage your pipeline
- Tap into available scripts, call reviews, and 1:1 mentor support to sharpen your approach
Who this is a fit for
- Financially curious people who've researched IBC, whole life, or debt elimination on their own
- Career changers who want their daily work to connect to something they genuinely believe in
- Self-starters willing to earn a state life insurance license before selling — or who already hold one
- Communicative, growth-oriented people comfortable having real financial conversations
- Those ready to treat this as a career, not a short-term experiment
What we provide
- Access to 50 carriers — you hold your own direct contracts
- Reduced-cost leads available to new agents to keep startup accessible
- 1:1 mentor, weekly team calls, and case design help — available when you need them
- CRM access and no production quota; The Lyons Agency is licensed in all 50 states
The honest part
This is 100% commission-based 1099 work — no salary, no guaranteed pay. If comfortable and predictable is what you need right now, this isn't the right fit. If you're ready to take initiative and build something real, reach out to The Lyons Agency and let's talk.
Questions people ask about this role
Is this a salaried job?
No. The Lyons Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and The Lyons Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Life Insurance Sales Agent at The Lyons Agency is 100% remote within the United States. The agency is actively recruiting in 10 markets across 10 states, but you can work from anywhere in the US.
What does The Lyons Agency provide?
Direct carrier appointments; You hold your own contracts; Set your own schedule; Underwriting advocacy; Scripts + call reviews.
What happens after I apply?
You get an automatic confirmation right away. A person at The Lyons Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to The Lyons Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 17, 2026.