The Lyons Agency

Mortgage Protection Insurance Sales Agent

Help Homeowners Protect What They Just Built — Remote Mortgage Protection Agent (1099)

Remote — United States Contract (1099) Posted Sep 19, 2026

Hiring across 17 markets in 12 states

Barnegat, NJ · Bethany, OK · Cheshire, CT · Dudley, MA · Fountain Inn, SC · Hazard, KY · Lebanon, ME · Libby, MT · Madison, NJ · Monticello, KY · Muncie, IN · Munster, IN · Murray, KY · South Bend, IN · Taylorsville, UT · Williamsburg, VA · Yoder, WY

This role is remote — the markets are where we are actively recruiting.

Pay: Commission-only, 1099 independent contractor — no base salary, no hourly wage
License: Not required to apply — you will need a state license before your first sale
Where: Remote anywhere in the US · actively recruiting in 17 markets across 12 states
Applying takes: About two minutes — name, email, phone, whether you hold a license, optional résumé
Who reads it: A person at The Lyons Agency, not an automated screen

Start my application

Families sign a 30-year mortgage and rarely stop to think about who protects it if something goes wrong. The Lyons Agency is hiring remote, 1099 commission-based life insurance agents to help homeowners plan for the unexpected — from anywhere in the U.S.

What you'll actually do

Contact prospective homeowner clients and schedule coverage conversations
Learn each client's mortgage, income, and family situation before presenting options
Walk clients through mortgage protection, term life, whole life, IUL, and annuity options
Help clients complete applications and follow their cases through underwriting
Use available CRM tools, scripts, and call reviews to sharpen your process
Build your pipeline weekly through consistent dials, appointments, and follow-up

Who this is a fit for

Career changers from real estate, mortgage lending, banking, or financial services
People comfortable having honest conversations about risk, protection, and planning
Self-starters who want a mentor available — not a manager hovering over them
Currently licensed agents, or those willing to get licensed before making their first sale
People who want real schedule flexibility and are ready to work for it

What we provide

Direct carrier appointments across 50 carriers; you hold your own contracts
Leads available at reduced cost to help new agents manage startup expenses
1:1 mentorship, weekly team calls, and an active agent community — available when you want them
CRM access, scripts, call reviews, and case design help available to you
No production quota — build this business at your own pace

The honest part

This is 100% commission, 1099 independent-contractor work. No salary, no guarantees. The Lyons Agency has been building for 4 years with 15 agents licensed in all 50 states — and we'll tell you straight: it takes initiative, consistency, and a genuine willingness to grow. If you want clock-in-and-coast, this isn't it. If you're ready to build something real, apply.

About The Lyons Agency

The Lyons Agency was opened after it was realized that we were at the mercy of a 9-5 with restricted income and strict time. With no room for growth (personal and professional), we had to make a change. We wanted more time with our kids and each other. We wanted freedom to take a vacation without looking at our bank and asking permission. But most importantly, we wanted to lay our head down at night without being exhausted and having very little or nothing to show for it. We exist to help others not only secure their futures and legecies with life insurance. But, we also are here to help agents secure their futures and become the best version of themselves. Your dreams are big, so grow yourself as well.

4 in business15 agentsLicensed in all 50 states50 carriers represented

Questions people ask about this role

Is this a salaried job?

No. The Lyons Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.

Do I need a life insurance license to apply?

No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and The Lyons Agency walks new agents through getting one during onboarding.

Is the role really remote?

Yes. Mortgage Protection Insurance Sales Agent at The Lyons Agency is 100% remote within the United States. The agency is actively recruiting in 17 markets across 12 states, but you can work from anywhere in the US.

What does The Lyons Agency provide?

Direct carrier appointments; You hold your own contracts; Set your own schedule; Underwriting advocacy; Scripts + call reviews.

What happens after I apply?

You get an automatic confirmation right away. A person at The Lyons Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.

How long does the application take?

About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.

Apply directly to The Lyons Agency

Interested in this role?

Send your information to the hiring team. This opening is accepting applications through October 17, 2026.

Start my application