Done with Captive Carriers? Keep Your Own Contracts. (Remote, 1099)

You're already licensed — but if one carrier's product shelf, a quota, or a non-compete is boxing you in, there's another way. Taubman Financial Management offers direct carrier appointments with no non-compete attached, fully remote, commission-based 1099.

What you'll actually do

• Follow up with people who've already raised their hand for life insurance information
• Schedule and hold coverage conversations by phone or video — no office, no commute
• Learn what each client actually needs before showing them a single product
• Walk through options and complete the application alongside the client
• Stay with each case from submission through underwriting until it lands

Who this is a fit for

• You hold an active life insurance license in at least one state
• You've worked captive or under someone else's contracts and want to own yours outright
• You can run your own pipeline and calendar without a manager setting your pace
• Access to multiple carriers matters to you — one product shelf isn't enough
• You're already comfortable with variable income and want the freedom that comes with it

What we provide

• Direct carrier appointments — your contracts, your clients, no non-compete
• No production quota; you set your own schedule
• Case design help and underwriting advocacy available when a case gets complicated
• Free ongoing training and an agent community available to connect with
• Compliance review available for advertising you run independently

The honest part

This is commission-based 1099 work — your pay comes from what you close, nothing else. Jason moved to Taubman Financial Management from mortgage brokerage because he wanted sales income that doesn't track interest rates or housing cycles, but he was already living on commission long before he made that call. If you need a salary floor while you rebuild your pipeline, this isn't the right move yet. If you're ready, apply below.