MW Agency
Life Insurance and Annuity Sales Agent
IUL & Annuity Sales Agent – Remote (Experienced Licensed Agents)
Hiring across 17 markets in 15 states
Birmingham, AL · Cheshire, CT · Del City, OK · Derby Line, VT · Drummond, MT · Franklin, TN · Hartwell, GA · Kadoka, SD · Lihue, HI · Magna, UT · Mequon, WI · Monticello, KY · Munster, IN · Rochester, MN · Rochester, VT · Silver City, NV · Thompson Falls, MT
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Required — you must already hold an active life insurance license
- Where
- Remote anywhere in the US · actively recruiting in 17 markets across 15 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at MW Agency, not an automated screen
MW Agency is hiring experienced, licensed life insurance agents for 100% remote, commission-based 1099 sales — specifically those who want to work with indexed universal life and annuity products across a wide carrier portfolio.
What you'll actually do
- Contact clients who have inquired about permanent life and retirement-focused coverage
- Hold in-depth product conversations by phone or video from wherever you work
- Learn each client's long-term goals and explain how specific products honestly address them
- Walk clients through the application process and follow cases through underwriting
- Stay current on IUL and annuity offerings across MW Agency's multiple represented carriers
- Manage your pipeline independently using the provided CRM
Who this is a fit for
- Licensed agents with experience explaining permanent life or retirement-focused products
- Agents who want a fully remote, self-directed practice with broad carrier access
- People who are motivated and driven to grow their own book of business
- Those who run their day without needing a manager to check in
- Professionals comfortable serving clients across multiple states from one location
What we provide
- Access to multiple carriers — options for clients across all ages and financial situations
- CRM provided to manage your client pipeline and communications
- Weekly team call with MW Agency's team to share knowledge
- 1:1 mentor from agents already working permanent life products
The honest part
This is 100% commission-based 1099 work — no salary, no guaranteed pay. It suits agents who run an independent practice and don't need hand-holding. If a steady base is what you need, this won't be the right fit. Apply with MW Agency to learn more.
Questions people ask about this role
Is this a salaried job?
No. MW Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
Yes. This Life Insurance and Annuity Sales Agent role is for people who already hold an active life insurance license in at least one state. If you are not licensed yet, MW Agency may have an entry-level role that fits better.
Is the role really remote?
Yes. Life Insurance and Annuity Sales Agent at MW Agency is 100% remote within the United States. The agency is actively recruiting in 17 markets across 15 states, but you can work from anywhere in the US.
What does MW Agency provide?
Scripts + call reviews; Weekly team call; 1:1 mentor; Ride-alongs; CRM provided.
What happens after I apply?
You get an automatic confirmation right away. A person at MW Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to MW Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 15, 2026.