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Munger Agency

Top Sales Pro Between Jobs — Remote Life Insurance Agent (1099, Commission-Based)

Troy, MI Full-time Posted Aug 12, 2026
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Troy, MI's corporate and tech sector knows layoffs. Your sales skills aren't gone—they're just between chapters. This is a 100% remote, work-from-home position serving the Troy, MI area, offering commission-based 1099 life insurance work for proven producers from insurance, medical sales, or coaching.

What you'll actually do

  • Contact prospective clients who have expressed interest in life insurance
  • Schedule and hold coverage conversations by phone or video
  • Learn each client's situation and identify what type of policy fits their needs
  • Present options across dozens of top-rated carriers — not a one-company pitch
  • Help clients complete their applications accurately and completely
  • Follow each case through underwriting until the policy is placed

Who this is a fit for

  • Recently laid-off sales professionals ready to keep moving forward
  • Medical sales reps who explain complex products in plain, human language
  • Licensed insurance agents looking for an independent remote path
  • Coaches or consultants who build trust and guide people through big decisions
  • Self-directed workers who hold themselves accountable without a manager watching
  • Anyone willing to obtain a state life insurance license before selling

What we provide

  • Access to dozens of top-rated life insurance carriers to match clients with coverage that actually fits
  • Fully remote work — operate from anywhere in the U.S. on your own schedule
  • Independent 1099 contractor status with no territory restrictions

The honest part

This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. Schedule your interview today:

https://calendly.com/mungeragency/interviewcall?month=2026-08

Apply directly to Munger Agency

Interested in this role?

Send your information to the hiring team. This opening is accepting applications through August 30, 2026.

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