Munger Agency
Top Sales Pro Between Jobs — Remote Life Insurance Agent (1099, Commission-Based)
Role: Life Insurance Sales Agent

Tea, SD is growing fast, and so are the families who need life insurance protection. This is 100% remote, commission-based 1099 life insurance work — a real next step for proven producers from insurance, medical sales, or coaching. You'll be serving Tea and the broader Sioux Falls region from wherever you choose to work.
What you'll actually do
- Contact prospective clients who have expressed interest in life insurance
- Schedule and hold coverage conversations by phone or video
- Learn each client's situation and identify what type of policy fits their needs
- Present options across dozens of top-rated carriers — not a one-company pitch
- Help clients complete their applications accurately and completely
- Follow each case through underwriting until the policy is placed
Who this is a fit for
- Recently laid-off sales professionals ready to keep moving forward
- Medical sales reps who explain complex products in plain, human language
- Licensed insurance agents looking for an independent remote path
- Coaches or consultants who build trust and guide people through big decisions
- Self-directed workers who hold themselves accountable without a manager watching
- Anyone willing to obtain a state life insurance license before selling
What we provide
- Access to dozens of top-rated life insurance carriers to match clients with coverage that actually fits
- Fully remote work — operate from anywhere in the U.S. on your own schedule
- Independent 1099 contractor status with no territory restrictions
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. Schedule your interview today:
https://calendly.com/mungeragency/interviewcall?month=2026-08
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through September 21, 2026.