Munger Agency
Life Insurance Sales Agent
Top Sales Pro Between Jobs — Remote Life Insurance Agent (1099, Commission-Based)
Hiring across 8 markets in 7 states
Clinton, MD · Denio, NV · Eau Claire, WI · Monroe, MI · Sedona, AZ · Snowflake, AZ · Valdosta, GA · Victoria, TX
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 8 markets across 7 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Munger Agency, not an automated screen
You were laid off. Your sales skills are still sharp. This is 100% remote, commission-based 1099 life insurance work — a real next step for proven producers from insurance, medical sales, or coaching.
What you'll actually do
- Contact prospective clients who have expressed interest in life insurance
- Schedule and hold coverage conversations by phone or video
- Learn each client's situation and identify what type of policy fits their needs
- Present options across dozens of top-rated carriers — not a one-company pitch
- Help clients complete their applications accurately and completely
- Follow each case through underwriting until the policy is placed
Who this is a fit for
- Recently laid-off sales professionals ready to keep moving forward
- Medical sales reps who explain complex products in plain, human language
- Licensed insurance agents looking for an independent remote path
- Coaches or consultants who build trust and guide people through big decisions
- Self-directed workers who hold themselves accountable without a manager watching
- Anyone willing to obtain a state life insurance license before selling
What we provide
- Access to dozens of top-rated life insurance carriers to match clients with coverage that actually fits
- Fully remote work — operate from anywhere in the U.S. on your own schedule
- Independent 1099 contractor status with no territory restrictions
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. Schedule your interview today:
https://calendly.com/mungeragency/interviewcall?month=2026-08
Questions people ask about this role
Is this a salaried job?
No. Munger Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Munger Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Life Insurance Sales Agent at Munger Agency is 100% remote within the United States. The agency is actively recruiting in 8 markets across 7 states, but you can work from anywhere in the US.
What does Munger Agency provide?
Training, carrier access, and a team you can reach — the specifics are in the role description on this page.
What happens after I apply?
You get an automatic confirmation right away. A person at Munger Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 19, 2026.