Munger Agency
Life Insurance Sales Agent
Medical Sales — Remote Life Insurance Agent (1099, Commission-Based)
Hiring across 9 markets in 7 states
Cortland, NY · Frankfort, IN · Merrill, WI · Schererville, IN · Scottsbluff, NE · South Bend, IN · Taylorsville, UT · Warren, VT · Wauchula, FL
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 9 markets across 7 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Munger Agency, not an automated screen
This remote, commission-based 1099 role is built for consultative sales professionals — medical reps, coaches, or licensed agents — who want to apply those skills to helping families find the right life insurance coverage.
What you'll actually do
- Reach out to prospective clients and schedule remote coverage conversations
- Ask the right questions to understand each person's situation and needs
- Walk clients through life insurance options clearly, without jargon or pressure
- Help clients identify coverage that fits their life and budget
- Complete applications accurately and follow each one through underwriting
- Manage your own follow-up and pipeline with consistency
Who this is a fit for
- Medical or pharmaceutical sales reps who know how to build trust quickly
- Coaches or consultants experienced at guiding people through meaningful decisions
- Licensed agents who are ready to get back to work after a layoff or career change
- Self-directed performers who don't need someone looking over their shoulder
- People who want a serious career with genuine schedule flexibility
- Leaders who want to make what they are worth
What we provide
- Access to coverage options across dozens of top-rated carriers so you can find the right fit for each client
- 100% remote work — no office, no commute, no geographic territory
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. Schedule your interview today: https://calendly.com/mungeragency/interviewcall?month=2026-08
Questions people ask about this role
Is this a salaried job?
No. Munger Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Munger Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Life Insurance Sales Agent at Munger Agency is 100% remote within the United States. The agency is actively recruiting in 9 markets across 7 states, but you can work from anywhere in the US.
What does Munger Agency provide?
Training, carrier access, and a team you can reach — the specifics are in the role description on this page.
What happens after I apply?
You get an automatic confirmation right away. A person at Munger Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 19, 2026.