Munger Agency
Life Insurance Sales Agent
Life Insurance Agency Entrepreneur — Lead Your Own Team (Remote, 1099)
Hiring across 8 markets in 7 states
Cadillac, MI · Canaan, VT · Gainesville, FL · Jennings, LA · Rice Lake, WI · Syracuse, NY · Virginia Beach, VA · Waterbury Center, VT
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 8 markets across 7 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Munger Agency, not an automated screen
For sales professionals ready to lead, not just sell. This is a 100% remote, commission-based 1099 opportunity to build your own life insurance agency, serve real families, and leave something behind worth keeping.
What you'll actually do
- Contact prospective clients, schedule coverage conversations, and listen for what they actually need
- Explain life insurance options clearly and help clients complete their applications
- Follow cases through underwriting and stay in your clients' corner
- Build and mentor your own remote team of licensed agents
- Run coaching sessions and help your team sharpen their skills
- Your pay comes from your own insurance sales to clients — that's the foundation everything else is built on
Who this is a fit for
- Someone with 1–3 years of sales experience who's ready to own more of the outcome
- Coachable — you want honest feedback, not just encouragement
- Goal-oriented and resilient; you don't quit when it gets uncomfortable
- A natural communicator who builds trust without pressure tactics
- U.S.-based and legally authorized to work in the United States
- Licensed in life insurance or serious about obtaining your license before selling
What we provide
- Elite coaching and training to develop both your sales and leadership skills
- Life insurance coverage
- Opportunity to qualify for international travel incentives
- The structure to build and grow your own agency from day one
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. If you're ready to have an honest conversation about whether it is, apply and let's talk.
https://calendly.com/mungeragency/interviewcall?month=2026-08
Questions people ask about this role
Is this a salaried job?
No. Munger Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Munger Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Life Insurance Sales Agent at Munger Agency is 100% remote within the United States. The agency is actively recruiting in 8 markets across 7 states, but you can work from anywhere in the US.
What does Munger Agency provide?
Training, carrier access, and a team you can reach — the specifics are in the role description on this page.
What happens after I apply?
You get an automatic confirmation right away. A person at Munger Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 19, 2026.