Munger Agency
Insurance Sales Agent
Laid-Off Insurance Agent — Keep Selling, Stay Independent (Remote, 1099)
Hiring across 9 markets in 9 states
Bridport, VT · Franklin, TN · Hartwell, GA · Hollywood, FL · Kingston, NY · Ludington, MI · Magna, UT · Mequon, WI · Muncie, IN
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 9 markets across 9 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Munger Agency, not an automated screen
This 100% remote, commission-based 1099 role is for licensed life insurance agents — and experienced consultative sales professionals — who are ready to keep building without starting over. You'll help real families find coverage that fits, working from home on your own schedule.
What you'll actually do
- Contact prospective clients and schedule coverage conversations by phone or video
- Learn each client's situation and walk them through their options clearly
- Help clients complete applications and follow each case through underwriting
- Shop coverage across dozens of top-rated carriers to find what actually fits
- Manage your own pipeline and follow through on every open conversation
Who this is a fit for
- Licensed life insurance agents recently laid off, restructured out, or leaving a captive carrier
- Consultative sales professionals with a track record of building trust and closing conversations
- Medical or benefits sales reps ready to apply those skills in a new market
- Self-starters who work well without someone managing their schedule hour by hour
- People clear-eyed about commission-only income and ready to commit to it
What we provide
- Access to dozens of top-rated carriers so you can find the right fit for each client
- Coaching and support from agents already doing this work
- The ability to build your own agency as you grow — a business you can keep or leave as a legacy
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. You must be authorized to work in the USA and pass a background check. If you're ready to put your skills to work, schedule your interview here: https://calendly.com/mungeragency/interviewcall?month=2026-08
Questions people ask about this role
Is this a salaried job?
No. Munger Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Munger Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Insurance Sales Agent at Munger Agency is 100% remote within the United States. The agency is actively recruiting in 9 markets across 9 states, but you can work from anywhere in the US.
What does Munger Agency provide?
Training, carrier access, and a team you can reach — the specifics are in the role description on this page.
What happens after I apply?
You get an automatic confirmation right away. A person at Munger Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 19, 2026.