Munger Agency
Life Insurance Sales Agent
From Sales Pro to Agency Owner — Remote Life Insurance Leader (1099)
Hiring across 8 markets in 7 states
Hammond, LA · Lihue, HI · Norton, VA · Oconomowoc, WI · Sterling, VA · Syracuse, NE · Vicksburg, MS · Vidalia, GA
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 8 markets across 7 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Munger Agency, not an automated screen
If you have sales experience, an entrepreneurial drive, and you want to build something that outlasts a paycheck, this is worth reading. This is a 100% remote, commission-based 1099 opportunity to sell life insurance and grow your own agency from day one.
What you'll actually do
- Contact prospective clients, schedule coverage conversations, and follow through consistently
- Learn each client's situation and explain life insurance options clearly and honestly
- Help clients complete applications and guide them through underwriting
- Recruit, mentor, and support newer agents as you build your team — your own income comes from your personal life insurance sales to clients
- Stay current on products across multiple top-rated carriers so you can match the right coverage to the right person
- Run your agency with the coaching and systems provided from day one
Who this is a fit for
- Sales professionals with 1–3 years of experience who are ready for more ownership
- Entrepreneurial thinkers who want to build, not just hit someone else's quota
- Coachable people who take feedback seriously even after they've found success
- Resilient, goal-oriented individuals who stay in motion when things get hard
- Authorized to work in the USA and able to pass a background check
- People who think long-term — about their clients, their team, and their family
What we provide
- Elite coaching and structured training from your first day
- Access to dozens of top-rated carriers to serve your clients well
- Opportunity to qualify for international travel incentives
- A clear path to building and leading your own agency
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. If you're ready to have an honest conversation about whether it is, apply and let's talk.
https://calendly.com/mungeragency/interviewcall?month=2026-08
Questions people ask about this role
Is this a salaried job?
No. Munger Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Munger Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Life Insurance Sales Agent at Munger Agency is 100% remote within the United States. The agency is actively recruiting in 8 markets across 7 states, but you can work from anywhere in the US.
What does Munger Agency provide?
Training, carrier access, and a team you can reach — the specifics are in the role description on this page.
What happens after I apply?
You get an automatic confirmation right away. A person at Munger Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 19, 2026.