Munger Agency
Life Insurance Sales Agent
Experienced Agent or Sales Pro — Remote Life Insurance (1099, Commission-Based)
Hiring across 9 markets in 8 states
Bullhead City, AZ · Del City, OK · Grand Forks, ND · Munster, IN · Okeechobee, FL · Page, AZ · Pahoa, HI · Paris, TN · Pewaukee, WI
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 9 markets across 8 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Munger Agency, not an automated screen
You built real sales skills. Now you're between jobs and looking for the right next move. This is a 100% remote, commission-based 1099 life insurance role — built for experienced agents, top producers, and coaches who are ready to get back to work.
What you'll actually do
- Contact prospective clients and schedule coverage conversations by phone
- Learn each client's situation before recommending any product
- Explain life insurance options plainly — no pressure, just honest guidance
- Help clients complete applications and follow them through underwriting
- Represent products across dozens of top-rated carriers to find what actually fits
Who this is a fit for
- Recently laid-off insurance agents with an active license or willingness to obtain one before selling
- Top-producing sales professionals from medical, pharmaceutical, or B2B backgrounds
- Coaches or managers who communicate clearly and build trust quickly
- Self-directed people who can run their own day without someone standing over them
- Candidates who understand commission-only income and are prepared for a real ramp-up period
What we provide
- Access to products from dozens of top-rated carriers — more options means better fits for clients
- 100% remote structure — no commute, no office requirement, anywhere in the U.S.
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. Schedule your interview today:
https://calendly.com/mungeragency/interviewcall?month=2026-08
Questions people ask about this role
Is this a salaried job?
No. Munger Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Munger Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Life Insurance Sales Agent at Munger Agency is 100% remote within the United States. The agency is actively recruiting in 9 markets across 8 states, but you can work from anywhere in the US.
What does Munger Agency provide?
Training, carrier access, and a team you can reach — the specifics are in the role description on this page.
What happens after I apply?
You get an automatic confirmation right away. A person at Munger Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 19, 2026.