Munger Agency
Life Insurance Sales Agent
Consultative Sales Pro — Remote Life Insurance Agent (1099, Commission-Based)
Hiring across 6 markets in 6 states
Austin, NV · Douglas, GA · Lexington Park, MD · Suffolk, VA · Troy, MI · Wolcott, VT
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 6 markets across 6 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Munger Agency, not an automated screen
You've built your career on asking the right questions and earning trust before you ever make a recommendation. If you're between roles right now, this is worth a serious look. It's 100% remote, commission-based 1099 life insurance sales — no office, no territory, no salary.
What you'll actually do
- Reach out to individuals and families who've asked about life insurance coverage
- Schedule and hold coverage conversations by phone or zoom
- Listen to each client's situation before walking them through available options
- Explain policy terms clearly so clients can make an informed decision
- Help clients complete their application and guide it through underwriting
- Follow up consistently to keep the process moving and the relationship intact
Who this is a fit for
- Recently laid-off insurance agents, medical sales reps, or professional coaches
- Licensed agents (or those willing to get licensed before selling)
- People who close by consulting, not by pressuring
- Self-starters who can manage their own schedule and follow-through without being managed
- Professionals who want to own their results and aren't waiting for someone to hand them a quota
What we provide
- Access to coverage options across dozens of top-rated carriers — so you can match the right product to the right client
- Fully remote work structure — set your schedule from anywhere in the U.S.
- A straightforward 1099 independent-contractor arrangement with no non-compete on your time
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. Schedule your interview today:
https://calendly.com/mungeragency/interviewcall?month=2026-08
Questions people ask about this role
Is this a salaried job?
No. Munger Agency contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Munger Agency walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Life Insurance Sales Agent at Munger Agency is 100% remote within the United States. The agency is actively recruiting in 6 markets across 6 states, but you can work from anywhere in the US.
What does Munger Agency provide?
Training, carrier access, and a team you can reach — the specifics are in the role description on this page.
What happens after I apply?
You get an automatic confirmation right away. A person at Munger Agency reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 19, 2026.