Munger Agency
Remote Life Insurance Agent — Agency Builder (1099, Commission-Based)

Cortland, NY is home to hardworking people — students, coaches, educators, and professionals building their careers. We're looking for a sales professional ready to serve this community and build something of their own. This is a 100% remote, work-from-home position serving the Cortland, NY area, commission-based 1099 life insurance role for experienced sellers who want to grow a personal client base — and, over time, lead a team they're proud of.
What you'll actually do
- Reach out to prospective clients and schedule life insurance coverage conversations
- Learn what each client actually needs and walk them through their options clearly
- Help clients complete applications and follow each case through underwriting
- Grow your own book of business through consistent outreach and disciplined follow-through
- As your agency grows, mentor newer agents — while your pay stays rooted in your own client sales
- Stay current on carrier products so every client conversation is grounded and honest
Who this is a fit for
- Sellers with 1–3 years of sales experience who are coachable and want to keep growing
- Entrepreneurial thinkers who want to build something lasting, not just hit a monthly number
- Self-starters who work well independently and don't need a manager watching every move
- People who build trust quickly and communicate in plain language, not sales scripts
- U.S.-based candidates authorized to work in the U.S. who can pass a background check
- Those who hold a state life insurance license — or are willing to obtain one before selling
What we provide
- Structured coaching and training from experienced agents, starting day one
- Access to dozens of top-rated carriers so you can find coverage that actually fits each client
- A clear path to build and lead your own agency over time
- Opportunity to qualify for international travel incentives based on production
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. If you're ready to have an honest conversation about whether it is, apply and let's talk.
Ready to serve Cortland and build your own agency? Schedule a conversation with us here.
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through August 30, 2026.