Munger Agency
Consultative Sales Pro — Remote Life Insurance Agent (1099, Commission-Based)
Role: Life Insurance Sales Agent

Imlay City, MI residents and rural professionals: here's a remote opportunity built for people who know how to listen and close consultatively. This is a 100% remote, work-from-home position serving clients across the U.S. — no office commute, no territory limits, no salary. It's commission-based 1099 life insurance sales, and it's worth a serious look if you're between roles or ready to own your results.
What you'll actually do
- Reach out to individuals and families who've asked about life insurance coverage
- Schedule and hold coverage conversations by phone or zoom
- Listen to each client's situation before walking them through available options
- Explain policy terms clearly so clients can make an informed decision
- Help clients complete their application and guide it through underwriting
- Follow up consistently to keep the process moving and the relationship intact
Who this is a fit for
- Recently laid-off insurance agents, medical sales reps, or professional coaches
- Licensed agents (or those willing to get licensed before selling)
- People who close by consulting, not by pressuring
- Self-starters who can manage their own schedule and follow-through without being managed
- Professionals who want to own their results and aren't waiting for someone to hand them a quota
What we provide
- Access to coverage options across dozens of top-rated carriers — so you can match the right product to the right client
- Fully remote work structure — set your schedule from anywhere in the U.S.
- A straightforward 1099 independent-contractor arrangement with no non-compete on your time
The honest part
This is commission-only 1099 work — no salary, no guaranteed pay. It is not the right fit if you need a base before you produce. If you're a consultative closer ready to put those skills to work, you must live and be authorized to work in the USA and pass a background check. If you're ready to work from home and build your own income on your terms, schedule your interview today:
https://calendly.com/mungeragency/interviewcall?month=2026-08
Apply directly to Munger Agency
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through September 21, 2026.