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Lifepro Recruitment

Final Expense Insurance Sales Agent

Full-Time Life Insurance Agent — Final Expense & Annuities (Remote, 1099)

Remote — United States Contract (1099) Posted Sep 17, 2026
Pay
Commission-only, 1099 independent contractor — no base salary, no hourly wage
License
Not required to apply — you will need a state license before your first sale
Where
Remote anywhere in the US · actively recruiting in 32 markets across 26 states
Applying takes
About two minutes — name, email, phone, whether you hold a license, optional résumé
Who reads it
A person at Lifepro Recruitment, not an automated screen
Start my application

Not everyone is looking to blow up their whole career. Some people just want work that's flexible, meaningful, and worth their time on the side. This might be that.

What You'll Actually Do

  • Help retirees and near-retirees understand final expense policies and fixed annuity options — products that address real concerns people have about outliving their savings or leaving bills behind.
  • Work leads remotely, at hours that fit around your current job or family responsibilities.
  • Grow at whatever pace makes sense for your life — some agents build this into a full-time practice over time, others keep it steady and part-time. Both are valid.

Who This Is a Fit For

  • People with a full-time job or family obligations who have 15–20 hours a week to commit to building something on the side.
  • Former financial service workers, caregivers, or anyone who knows how to have a calm, honest conversation about sensitive topics like money and end-of-life planning.
  • You don't need prior insurance experience, but you do need to get licensed in your state. We'll help you understand what that looks like.
  • You're clear-eyed about the fact that commission work takes time to build. No one is promising quick results here.

What We Provide

  • Flexible training you can work through on your own schedule — not a week-long in-person boot camp.
  • Mentors who understand the part-time path and won't pressure you to go full-time before you're ready.
  • 100% remote. Every client conversation happens by phone or video, from wherever you are in the U.S.
  • A real community of agents at different stages — so you're never figuring it out alone.

This is 1099 commission work. There's no base pay, and it takes consistency to see it build. But the work is honest, the schedule is yours, and the families you help are glad someone called. If that sounds right, apply and let's talk.

Questions people ask about this role

Is this a salaried job?

No. Lifepro Recruitment contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.

Do I need a life insurance license to apply?

No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Lifepro Recruitment walks new agents through getting one during onboarding.

Is the role really remote?

Yes. Final Expense Insurance Sales Agent at Lifepro Recruitment is 100% remote within the United States. The agency is actively recruiting in 32 markets across 26 states, but you can work from anywhere in the US.

What does Lifepro Recruitment provide?

Training, carrier access, and a team you can reach — the specifics are in the role description on this page.

What happens after I apply?

You get an automatic confirmation right away. A person at Lifepro Recruitment reads every application and reaches out directly to set up a first conversation — there is no automated screening.

How long does the application take?

About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.

Apply directly to Lifepro Recruitment

Interested in this role?

Send your information to the hiring team. This opening is accepting applications through October 22, 2026.

Do you currently hold a life insurance license?

PDF, DOC, or DOCX · max 4 MB. You can apply without a resume.

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