Full-Time Life Insurance Agent — Final Expense & Annuities (1099)

If you're in or near Red Bank, NJ and looking for flexible, meaningful work you can build on your own terms, this might be it. This is a remote, work-from-home position — you'll work entirely by phone and video from wherever you are in the U.S., serving clients across the country who need guidance on final expense and annuity planning.

What You'll Actually Do

• Help retirees and near-retirees understand final expense policies and fixed annuity options — products that address real concerns people have about outliving their savings or leaving bills behind.
• Work leads remotely, at hours that fit around your current job or family responsibilities.
• Grow at whatever pace makes sense for your life — some agents build this into a full-time practice over time, others keep it steady and part-time. Both are valid.

Who This Is a Fit For

• People with a full-time job or family obligations who have 15–20 hours a week to commit to building something on the side.
• Former financial service workers, caregivers, or anyone who knows how to have a calm, honest conversation about sensitive topics like money and end-of-life planning.
• You don't need prior insurance experience, but you do need to get licensed in your state. We'll help you understand what that looks like.
• You're clear-eyed about the fact that commission work takes time to build. No one is promising quick results here.

What We Provide

• Flexible training you can work through on your own schedule — not a week-long in-person boot camp.
• Mentors who understand the part-time path and won't pressure you to go full-time before you're ready.
• 100% remote. Every client conversation happens by phone or video, from wherever you are in the U.S.
• A real community of agents at different stages — so you're never figuring it out alone.

This is 1099 commission work. There's no base pay, and it takes consistency to see it build. But the work is honest, the schedule is yours, and the families you help are glad someone called. If that sounds right for your life in the Red Bank area and beyond, apply and let's talk.