Erudite Life Group
Retail and Hospitality Workers: Final Expense Sales Is Worth a Serious Look — Remote, 1099
Hiring across 11 markets in 10 states
Belfair, WA · Canton, ME · Centennial, WY · Chicopee, MA · Dubois, WY · Emmett, ID · Long Branch, NJ · Milford, DE · Mount Prospect, IL · Stockbridge, VT · Wiggins, MS
This role is remote — the markets are where we are actively recruiting.
You've spent years reading people, handling pressure, and staying professional when things got hard. Final expense insurance rewards exactly those skills. This is 100% remote, commission-based 1099 work — no storefront, no shift work, no one walking up to your register.
What you'll actually do
- Contact prospective clients who've requested information about final expense coverage
- Have honest, unhurried phone conversations about what coverage could look like for them
- Listen carefully and explain available policy options in plain language
- Help clients complete an application and follow it through underwriting
- Follow up with clients who need time to think it through
- Manage your own daily schedule and workload without a manager on the floor
Who this is a fit for
- People from retail, food service, or hospitality ready for a different kind of work
- Strong listeners who can explain something clearly without talking down to anyone
- Self-starters comfortable working a full day without constant feedback or direction
- Those willing to earn a state life insurance license before selling — or already holding one
- People who've outgrown hourly work and want accountability to go with the flexibility
What we provide
- Training on the final expense product and how to run a productive coverage conversation
- Inbound leads from clients who've already asked for coverage information
The honest part
This is 100% commission-based 1099 work — no hourly wage, no guaranteed hours. Your schedule is yours, but so is your accountability. If you've got the discipline and you're willing to learn the product the right way, apply and let's talk.
Apply directly to Erudite Life Group
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through September 14, 2026.