Already Licensed in P&C or Health? Add Final Expense to What You Do — Remote, 1099

You already understand how insurance works. Final expense is a straightforward product that serves a genuine need — and adding it is 100% remote, commission-based 1099 work you can build without walking away from what you already have.

What you'll actually do

• Contact clients who've requested final expense coverage information
• Apply your existing knowledge of underwriting and applications to a new product line
• Hold structured phone conversations to assess each client's health and coverage needs
• Present options from multiple carriers and help clients find what actually fits
• Submit completed applications and manage the follow-through during underwriting
• Track your own book and pipeline without leaning on anyone else to do it

Who this is a fit for

• Currently licensed agents in P&C, health, or other lines who want to add life insurance
• Agents willing to obtain a life insurance license in their state if not already held
• People who prefer working independently and setting their own schedule
• Those looking for a conversational, relationship-based product rather than complex financial planning
• Agents who want a role built primarily around new sales, not ongoing service work

What we provide

• Inbound leads from clients who've already expressed interest in final expense coverage
• Access to multiple carriers so you can match clients to the right product

The honest part

This is commission-only 1099 work — no retainer, no salary. Your results will depend on how consistently and carefully you work. If that structure fits where you are right now, apply and let's have a real conversation about whether this is a good match.