No Insurance License Yet? Start in Mortgage Protection Sales — Remote, 1099

Cranford, NJ homeowners need mortgage protection — and you can help them find it. This is a 100% remote, work-from-home position serving the Cranford area and beyond, with no commute required. You'll work on commission as a 1099 independent contractor, with no base salary, helping recent homebuyers and refinancers understand and secure the coverage that fits their situation.

What you'll actually do

• Reach out to prospective clients who recently purchased or refinanced a home
• Schedule conversations to understand their mortgage, health, and coverage priorities
• Explain how mortgage protection policies work in plain, practical terms
• Help clients choose a policy that fits what they qualify for and can afford
• Submit completed applications and manage follow-through during underwriting
• Build and work your own pipeline of conversations and callbacks

Who this is a fit for

• Career changers with strong communication skills and a real willingness to learn
• People who can structure their own workday without someone assigning tasks
• Those with backgrounds in real estate, lending, or customer-facing roles — helpful but not required
• Candidates who will obtain a state life insurance license before making any sales
• Adults who understand commission-only work and are prepared for the ramp-up period

What we provide

• Training to help you understand mortgage protection products and the sales conversation
• Lead sources for homeowners who've expressed interest in coverage

The honest part

This is 100% commission-based 1099 work with no base salary. Building a consistent pipeline takes discipline, especially in the first few months. If you're ready to learn the product correctly and put in the work, apply and we'll tell you exactly what the next step looks like.

Ready to start? Apply now and let's talk about what success looks like for you in the Cranford market.