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Erudite Life Group

Healthcare & Caregiving Pros: Final Expense Broker — Remote, 1099, Inbound Leads

Kearny, NJ Full-time Posted Jul 29, 2026
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Are you a healthcare or caregiving professional in the Kearny, NJ area ready to pivot into final expense insurance? This is a 100% remote, work-from-home position serving clients throughout the region. Final expense conversations happen at hard moments — and people who've worked bedside or in patient care already know how to show up for them.

What you'll actually do

  • Take inbound calls from seniors who've already expressed interest in final expense coverage
  • Ask the right questions to understand each client's situation before offering anything
  • Walk clients through available policy options in plain, honest language
  • Help clients who are ready to move forward complete their applications accurately
  • Follow each application through underwriting and communicate status updates
  • Keep organized records and follow through consistently on every open case

Who this is a fit for

  • Former CNAs, home health aides, medical office staff, or hospice workers exploring a career change
  • People comfortable discussing end-of-life financial planning without flinching
  • Someone who can translate coverage language into something a client can actually understand
  • Self-motivated individuals who can hold themselves accountable without close oversight
  • Willing to obtain a state life insurance license before making any sales
  • Comfortable working independently from home with a phone, computer, and reliable internet

What we provide

  • Inbound leads — clients have already reached out, no cold calling required
  • 100% remote work structure with no office requirement

The honest part

This is commission-only 1099 work — no salary, no guaranteed pay. If consistent income security is the priority right now, this likely isn't the right move. If you're ready to put your people skills into something new, apply and let's have a real conversation.

Ready to make a real difference for families in Kearny and beyond? Send us your background and let's talk about what's next.

Apply directly to Erudite Life Group

Interested in this role?

Send your information to the hiring team. This opening is accepting applications through August 12, 2026.

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