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Engbrecht Agency, LLC

Indexed Universal Life Sales Agent

Remote Life Insurance Agent – Whole Life & IUL (Former Educators Welcome)

Remote — United States Contract (1099) Posted Sep 16, 2026

Hiring across 22 markets in 16 states

Albemarle, NC · Chambersburg, PA · Duluth, MN · Flatwoods, WV · Fountain Inn, SC · Frankfort, IN · Golconda, NV · Graham, NC · Healy, AK · Henderson, KY · Houston, AK · Imlay City, MI · Kearny, NJ · Marquette, MI · Moline, IL · Nichols Hills, OK · Odessa, TX · Quincy, IL · Vilonia, AR · Voorhees, NJ · Waldorf, MD · Wheaton, IL

This role is remote — the markets are where we are actively recruiting.

Pay
Commission-only, 1099 independent contractor — no base salary, no hourly wage
License
Not required to apply — you will need a state license before your first sale
Where
Remote anywhere in the US · actively recruiting in 22 markets across 16 states
Applying takes
About two minutes — name, email, phone, whether you hold a license, optional résumé
Who reads it
A person at Engbrecht Agency, LLC, not an automated screen
Start my application

If you've spent years explaining complex ideas to people who needed to understand them, this work fits. The Engbrecht Agency is looking for patient, people-first communicators for a 100% remote, commission-based 1099 role — whole life and indexed universal life (IUL) products.

What you'll actually do

  • Reach out to prospective clients and begin conversations about permanent life insurance options
  • Listen carefully to each client's situation before explaining how whole life or IUL coverage works
  • Walk clients through policy options clearly and accurately — no jargon, no shortcuts
  • Help clients complete their applications and follow each one through the underwriting process
  • Use provided scripts and participate in structured call reviews to keep developing your skills
  • Show up for weekly team calls and meet regularly with your 1:1 mentor

Who this is a fit for

  • Former teachers, coaches, or trainers who are natural at breaking things down for people
  • People who want structured support while building something independently
  • Willing to earn a state life insurance license before selling — or already holding one
  • Self-disciplined individuals who can work without someone standing over them
  • Someone who wants flexibility without losing community or real accountability

What we provide

  • Scripts and call reviews — the Engbrecht Agency takes training seriously and it shows
  • Weekly team call to stay connected with others doing this same work remotely
  • 1:1 mentor relationship from day one so you're never just guessing

The honest part

This is commission-only 1099 work — no salary, no floor. Ben came from photography looking for his health and real freedom. Larry, a former business owner, said he simply got his life back. The change is real — and so is the work it takes to get there. If you're ready for both, apply below.

Questions people ask about this role

Is this a salaried job?

No. Engbrecht Agency, LLC contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.

Do I need a life insurance license to apply?

No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Engbrecht Agency, LLC walks new agents through getting one during onboarding.

Is the role really remote?

Yes. Indexed Universal Life Sales Agent at Engbrecht Agency, LLC is 100% remote within the United States. The agency is actively recruiting in 22 markets across 16 states, but you can work from anywhere in the US.

What does Engbrecht Agency, LLC provide?

Scripts + call reviews; Weekly team call; 1:1 mentor.

What happens after I apply?

You get an automatic confirmation right away. A person at Engbrecht Agency, LLC reads every application and reaches out directly to set up a first conversation — there is no automated screening.

How long does the application take?

About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.

Apply directly to Engbrecht Agency, LLC

Interested in this role?

Send your information to the hiring team. This opening is accepting applications through October 22, 2026.

Do you currently hold a life insurance license?

PDF, DOC, or DOCX · max 4 MB. You can apply without a resume.

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