Engbrecht Agency, LLC
Final Expense Insurance Sales Agent
Final Expense Life Insurance Agent — Career Changers Welcome (Remote, 1099)
Hiring across 26 markets in 20 states
Beaufort, SC · Bethany, OK · Cabot, AR · Cape Coral, FL · Corpus Christi, TX · Crosby, ND · Decorah, IA · Elkton, MD · Evans, CO · Gary, IN · Hackensack, NJ · Homer, AK · Jackpot, NV · Jasper, IN · Kingstree, SC · Monroe, NC · Murray, KY · Okeechobee, FL · Palm Coast, FL · Princeton, IL · Salyersville, KY · Seattle, WA · Springfield, OH · Sun Prairie, WI · Superior, WI · Taos, NM
This role is remote — the markets are where we are actively recruiting.
- Pay
- Commission-only, 1099 independent contractor — no base salary, no hourly wage
- License
- Not required to apply — you will need a state license before your first sale
- Where
- Remote anywhere in the US · actively recruiting in 26 markets across 20 states
- Applying takes
- About two minutes — name, email, phone, whether you hold a license, optional résumé
- Who reads it
- A person at Engbrecht Agency, LLC, not an automated screen
David left corporate marketing. Ben left photography. The Engbrecht Agency is 100% remote, commission-based 1099 life insurance sales — built for people ready to make a meaningful career change, no prior insurance experience required.
What you'll actually do
- Contact prospective clients who have expressed interest in final expense coverage
- Schedule and hold phone or video conversations about their protection needs
- Learn each client's situation and explain available policy options clearly and honestly
- Help clients complete applications and guide them through the underwriting process
- Follow up on pending cases and stay connected with your client base
- Manage your schedule and pipeline using provided scripts and call reviews
Who this is a fit for
- Career-changers ready to leave work that no longer fits their values or their life
- People who can hold a focused, caring conversation with someone they've just met
- Candidates willing to obtain a state life insurance license before selling
- Self-starters who follow through — calls made, notes logged, applications submitted
- Those who want real flexibility without losing structure or purpose
What we provide
- Scripts and call reviews so you know what to say and how to keep improving
- Weekly team calls and 1:1 mentorship through the Engbrecht Agency
- A clear path to get started — you won't be left to figure it out alone
The honest part
This is commission-only, 1099 contractor work — no salary, no guaranteed pay. If you need a steady paycheck before you've built a client base, this isn't the right fit right now. If you're ready to learn and do the work, apply with the Engbrecht Agency.
Questions people ask about this role
Is this a salaried job?
No. Engbrecht Agency, LLC contracts independent agents (1099). Pay is commission-only: no base salary, no hourly wage, and no guaranteed income. Individual results depend on individual effort and are not guaranteed.
Do I need a life insurance license to apply?
No. You can apply before you are licensed. You will need a state life insurance license before your first sale, and Engbrecht Agency, LLC walks new agents through getting one during onboarding.
Is the role really remote?
Yes. Final Expense Insurance Sales Agent at Engbrecht Agency, LLC is 100% remote within the United States. The agency is actively recruiting in 26 markets across 20 states, but you can work from anywhere in the US.
What does Engbrecht Agency, LLC provide?
Scripts + call reviews; Weekly team call; 1:1 mentor.
What happens after I apply?
You get an automatic confirmation right away. A person at Engbrecht Agency, LLC reads every application and reaches out directly to set up a first conversation — there is no automated screening.
How long does the application take?
About two minutes: your name, email, phone, whether you currently hold a life insurance license, and an optional résumé.
Apply directly to Engbrecht Agency, LLC
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through October 9, 2026.